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Commercial Finance
Commercial Finance Module

Commercial Finance

Profitability, pricing, margin visibility, and commercial insight in one connected workspace.

100%
Margin Visibility
by customer & product
3x faster
Pricing Decisions
with full margin impact
Real-time
Low-margin alerts
across all portfolios
Automated
Revenue Bridge
price, vol, mix, churn
Margin Overview Dashboard

A single view of margin health across your portfolio

Gross margin, net contribution, price-volume-mix, and low-margin alerts — always current.

Gross Margin
43.2%
+1.8pp
vs 41.4% prior year
Net Contribution
24.8%
+0.9pp
vs target 24.0%
Low-Margin Accounts
3
↑ 1 vs last month
below 10% threshold
Revenue YTD
$58.3M
+9.2%
vs $53.4M budget

Margin Trend

% monthly — Gross vs Net Contribution

Gross Net
JanFebMarAprMayJun0%15%30%45%60%

Price-Volume-Mix Summary

PriceVolumeMixChurnNew Biz-0.50+0.5+1+1.5

$M movement vs prior period

Low-Margin Alerts

Delta Services8.1%

Below 10% threshold

Prism Co6.4%

Pricing review overdue

Cascade Ltd9.8%

Costs increased Q2

Top Customers by Margin

Acme Corp
38.2%
$4.1M revenue
Vertex Group
34.7%
$3.8M revenue
Orion Ltd
29.1%
$2.9M revenue
Solaris Plc
26.4%
$2.6M revenue
Customer Profitability

Know which customers drive — and drain — margin

Revenue, direct cost, service cost, and net contribution ranked by account. Flag at-risk relationships before they erode your portfolio.

Customer Profitability Ranking

YTD — Ranked by net contribution margin %

CustomerRevenueDirect CostService CostNet ContributionMargin %Flag

Acme Corp

Rank #1

$4.1M$1.6M$0.9M$1.6M38.2%strategic

Vertex Group

Rank #2

$3.8M$1.5M$0.9M$1.4M34.7%growing

Orion Ltd

Rank #3

$2.9M$1.1M$0.9M$0.8M29.1%stable

Solaris Plc

Rank #4

$2.6M$1.1M$0.8M$0.7M26.4%stable

Nexon Ltd

Rank #5

$2.1M$0.9M$0.7M$0.5M23.8%review

Delta Services

Rank #6

$1.8M$0.9M$0.8M$0.1M8.1%at-risk

Prism Co

Rank #7

$1.4M$0.7M$0.6M$0.1M6.4%at-risk
53%
Top 3 customers
of total net contribution
$3.2M
At-risk accounts
revenue with margin below 10%
31.7%
Avg margin — top 5
vs 16.4% portfolio average
Product Profitability

See which products and services drive your margin

Profit by product line, low-margin categories, and performance trends — filterable by region, team, and channel.

Filter by:

Revenue by Product Line

$M YTD

$0M$8M$16M$24M$32MPlatformSaaSImplementationManagedServicesConsultancyTraining

Margin % by Product Line

Net contribution %

0%15%30%45%60%PlatformSaaSImplementationManagedServicesConsultancyTraining

Platform SaaS

52.1%
net margin
$28.4M revenue

Implementation

34.6%
net margin
$12.1M revenue

Managed Services

28.4%
net margin
$9.3M revenue

Consultancy

22.7%
net margin
$5.8M revenue

Training

14.1%
net margin
$2.7M revenue
Review needed
Pricing Decision Workspace

Model pricing decisions before you make them

Price increase scenarios, elasticity-adjusted impact, margin uplift forecasts, and volume risk — all in one view.

Price Increase Scenario

4%
1%15%
Base Revenue
$58.3M
Affected Revenue
$41.2M
Current Avg Price
$142/unit
New Avg Price
$148/unit

Recommendation

A 4% increase across All Customers is projected to generate a net margin uplift of 2.1pp, assuming normal demand elasticity. Proceed with strategic accounts first.

Impact Summary

Margin Uplift
+2.1pp
Gross margin improvement
Revenue Impact
+$1.8M
Annualised at current volume
Volume Risk
-3.2%
Estimated demand elasticity
Net P&L Impact
+$1.2M
After volume adjustment

Uplift Forecast by Quarter

Q3 2026+$0.9M
Q4 2026+$1.8M
Q1 2027+$2.6M
Q2 2027+$3.5M
Revenue Bridge

Understand exactly how revenue moved — and why

Price, volume, mix, churn, and new business broken out clearly. Know what drove growth — and what held it back.

Revenue Bridge — Prior Year to Current

$M

Positive Negative Total
Prior YearPriceVolumeMixChurnNew BizCurrent$48M$52M$56M$62M
+5.2%
+$2.8M
Price Impact
Average price increase of 5.2%
+3.1%
+$1.6M
Volume Impact
Net new volume across existing customers
-1.5%
-$0.8M
Mix Impact
Shift toward lower-margin product lines
-2.6%
-$1.4M
Churn Impact
3 accounts lost or contracted in H1
+5.1%
+$2.7M
New Business
6 new accounts won in the period
+$4.9M
Total Revenue Growth
+9.2% vs prior year
+$2.2M
Organic Growth (excl. new biz)
+4.1% price & volume led
-$2.2M
Churn + mix headwind
-4.1% requiring active management
Commercial Insight Assistant

AI-powered commercial insight at the point of decision

Ask questions in plain language. Get structured, data-grounded answers on margin, pricing, and customer performance — ready for stakeholders.

Commercial Insight Assistant

Connected to commercial data

Hello. I'm your Commercial Insight Assistant. Ask me to explain margin movements, summarise customer profitability, identify pricing opportunities, or draft decision support notes.

Suggested prompts:

In a live environment, the assistant pulls from your ERP, CRM, and pricing data to deliver grounded, board-ready commercial insight — structured and ready to share with stakeholders.

Commercial Finance Module

Turn margin and pricing insight into better commercial decisions

Purpose-built for commercial finance leaders who need clear margin visibility, pricing confidence, and customer-level profitability — all in one place.

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